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  1. Point — Get cash from your home equity with an HEI or HELOC

    Point offers a Home Equity Investment (HEI) and HELOC to empower homeowners who want a more flexible way to access their home equity. See how you can get up to $600k with no …

  2. How the HEI Works | Learn about HEI costs - Point

    When you repay Point, you will need to pay back the original investment amount plus a predetermined percentage of your home’s appreciation. Point also deducts fees from the …

    • Reviews: 2.9K
    • Point's Home Equity Investment (HEI) — Get up to $600k from your …

      As a homeowner, you get upfront funds from Point in return for a portion of your home’s future appreciation. You control when you exit the partnership during the 30-year term.

      • Reviews: 2.9K
      • Point testimonials | Hear from real people who chose Point

        Point empowers homeowners to achieve their financial goals using their hard-earned home equity wealth. Find out what working with Point is really like.

      • Looking for Fintech job in a fast growth company? | Work at Point

        Lim, the CEO and cofounder of Point, wants to make it easier for people to tap into that wealth. Lim’s company, which he founded alongside Eoin Matthews in 2015, offers homeowners lump …

      • We're making homeownership more valuable for everyone - Point

        Eddie Lim, Eoin Matthews, and Alex Rampell come together to create Point, a home equity platform. Point’s flagship product, the HEI (Home Equity Investment), empowers homeowners …

      • Eligibility - Help center for Point's Home Equity Investment (HEI)

        Learn more about unlocking your home equity with Point's Home Equity Investment (HEI).

      • SEED | Get up to 15% toward your down payment - Point

        Upgrade your current savings into a 20% down payment with Point's SEED. Buy the home you love, sooner, with a lower monthly mortgage payment and no PMI.

      • Understanding home equity agreements: A complete guide - Point

        Jan 4, 2026 · With Point's HEI, you’ll share a percentage of your home’s change in value, although the initial value is risk-adjusted to hedge against short-term market volatility.

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