Wondering what you'll pay for the CIBC Smart Account? Find all the fees and details here without any hidden surprises.

Nov 21, 2025 · No, there's no minimum balance to open a CIBC chequing account. However, you may need to maintain a minimum monthly balance to have your monthly account fees waived with some types of accounts.

Dec 12, 2025 · Discover the CIBC Smart Account, designed to fit your needs. Enjoy flexible monthly fees from $0 to $16.95 and no monthly fees with a minimum daily balance of $4,000.

Oct 18, 2024 · The ability to waive the monthly fee is great, but the minimum amount of $100,000 across CIBC accounts is incredibly high. Otherwise, the minimum balance is $6,000 – and that’s …

Aug 28, 2025 · Including an annual credit card fee rebate, and no need to maintain a specific chequing account balance to waive the monthly fee. Each month, they'll look at the average …

Unlock monthly fee rebates on up to 3 CIBC Smart Accounts 1, 2 when you meet daily balance requirements or average monthly balance 3 requirements. Learn more about tiered banking.

Dec 31, 2025 · Conditions you must meet to avoid monthly fees For most CIBC chequing accounts, you must meet a minimum daily closing balance to avoid monthly fees. This depends …

May 5, 2025 · CIBC offers chequing and savings accounts that meet the needs of students, seniors, youth, newcomers, and pretty much everyone. Similar to the other big banks in Canada, …

5 days ago · The CIBC Smart Plus Chequing account has a monthly fee of $29.95, which is waived if you meet one of two eligibility criteria: Hold a minimum balance of $6,000 in your CIBC bank …

Applies to all CIBC Smart Accounts, no minimum balance required. 14. How does tiered banking work? The eligible balances you hold with us will determine which tier your account will be …