Separate business and personal finances with EIN-only credit cards. Compare features, benefits, and drawbacks of the top 5 cards. Choose the best card for you.

Read on to learn more about EIN-only business credit card options, what happens when you apply for a business credit card with your SSN, plus tips on establishing business credit for a new EIN.

Jan 6, 2026 · The best EIN-only business credit cards include corporate cards like Ramp and BILL Divvy, among others. Compare options and learn more.

Oct 9, 2025 · After researching dozens of options and reviewing their actual approval processes, I've identified five corporate card options for 2025.

May 1, 2025 · We checked out a number of business credit cards with EIN only and did the research for you. So here are our top picks. Cards for EIN (employer identification number) only …

Apr 2, 2025 · Business credit cards typically require you to provide a Social Security number or an individual taxpayer identification number (ITIN) when you apply, while corporate cards are more …

May 15, 2025 · An EIN-only business credit card is a term used to describe a credit card that allows you to apply without providing your Social Security number (SSN), relying on your …

Dec 9, 2025 · These business credit cards with EIN-only requirements allow you to apply using just your Employer Identification Number, often skipping personal guarantees and protecting …

Sep 4, 2025 · It’s entirely possible to sign up for a business credit card using only your EIN, but it will have to be what's called a corporate card. Corporate cards are the only type of business …

Dec 12, 2025 · Using an Employer Identification Number (EIN) when applying for a business credit card helps establish a credit history for the business. It also facilitates the separation of …