Each Shield Level II Annuity comes with a choice of available Shield Options, which include an associated term, index, Shield Rate, and rate crediting type. For this demonstration, we will use a …

Performance is measured against the index or indices chosen, subject to the applicable Shield Rate (level of protection) if the performance is negative, or the applicable Cap Rate or Step Rate if positive.

The features of a Shield Level Pay Plus Annuity are provided in a way that won’t heavily impact your portfolio because of higher fees and costs. Please see the Withdrawal Rates, Fees, and Charges …

Shield Options with a Step Rate or Edge Rate. Performance Lock is only available for contracts issued by Brighthouse Life Insurance Company, based o applications received on or after 08/02/2

Shield Options with Step Rate Edge is a strategy designed to help you keep your plans for retirement on track and is available with the Shield® Level Annuities Product Suite.

ANNUITIES │ SINGLE PREMIUM DEFERRED Cap Rates and Step Rates accrue daily and reflect only the potential maximum interest over the entire 1- or 6-year term. Rates shown are not annual rates. At the end of any term, all rates will reset based on then-current renewal rates.

The Shield Rate (level of protection) and rate crediting type accrue daily and fully accrue on the term end date. The issuing insurance company will absorb losses up to the level of protection in falling markets.

If the Fixed Account is not available, we will transfer these amounts into the Shield Option with, in order of priority, the shortest Term, the highest Shield Rate and the lowest Cap Rate from the available …

If positive index performance of the selected index at the end of a term is less than the Cap Rate shown, you will receive the lower rate. For the Step Rates, you will receive the rate reflected only if the index …

SHIELD OPTIONS6 Each Shield Option has an associated term, index, Shield Rate, and rate crediting type. Term: Flexibility to choose terms that are 1, 2, or 3 years in length. Index: Choose from well …