Build credit and grow your score with Chime Card — a secured credit builder card with no credit check, no interest, and no annual fees. Earn 1.5% cash back with direct deposit.

Apply for a Chime Card today to start easily building credit with no annual fees and 1.5% cash back rewards in rotating categories.

Dec 22, 2025 · Ready to unlock the perks of credit and the best of banking? Learn how to do both and earn cash back rewards with Chime Card.

Sign up for the secured Chime Credit Builder Visa® Credit Card. Complete the metal card challenge. Earn a shiny new metal card.

Dec 22, 2025 · To start building credit history and unlock the best of banking with Chime today, sign up for a Chime account and choose to apply for a Chime Card 6 during signup.

The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A., or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

The Chime Visa ® Debit Card, the secured Chime Credit Builder Visa® Credit Card, and the secured Chime Visa ® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a …

Chime offers the secured Chime Credit Builder Visa® Credit Card to help you build your credit1 without the hassle of traditional credit cards. There’s no interest*, no annual fees*, and no credit check to apply.

Use your card. Build credit with the money in your Chime account on everyday spending and on-time payments.

Dec 2, 2025 · Does Chime help build credit? Yes! Chime offers a secured credit card to help you safely build credit, earn cash back rewards, and more.