While policy coverage outlines your overall protections, vehicle coverage helps you assess the best coverage options tailored to your specific vehicles needs. This distinction ensures that …

Policy coverage refers to the terms and conditions outlined in your insurance policy, while vehicle coverage pertains specifically to the protection provided to your car.

Your policy also provides coverage if someone not on your policy is driving your car with your consent. Your personal auto policy only covers personal driving, whether you are commuting to …

Learn what car insurance covers, the different car insurance coverages you may be able to add to your auto policy, and what's required vs. optional.

May 15, 2025 · Liability coverage compensates others for bodily injury or property damage if you’re at fault for an auto accident. Full coverage includes liability insurance plus collision and …

Dec 1, 2025 · Depending on your individual policy and its limitations, exclusions and endorsements, exact coverages vary — but every car insurance policy has a few of the same …

Depending on where you live, some of these coverages are mandatory and some are optional. Understanding what's required in your state and what each covers can help you choose the …

Nov 1, 2025 · Liability-only car insurance provides coverage for injury and damage you may cause, while full coverage adds coverage for damage to your vehicle. Each state has different …

What Is Policy And Vehicle Coverage? In this educational video, we delve into the fundamental aspects of policy and vehicle coverage that every vehicle owner needs to understand.

Auto insurance includes liability coverages, vehicle coverages, coverages for yourself, and other optional coverages.* Liability Coverages include: For serious accidents, you want enough …