Not sure how to open a certificate of deposit (CD) account? It’s easier than you might think. All it takes is choosing a bank, picking a term that fits your savings goals and making a deposit. Here’s ...

CD rates are still near recent highs, with many offering more than 4.00% APY. The Fed is expected to start cutting rates later this year, which will mean a dip in CD rates. Locking in a rate now can ...