For those starting from scratch, building credit might seem daunting, but with the right strategies, it's possible to establish and improve your credit score in less than a year.

Applying for a high-interest loan from a finance company simply to build credit is costly and won’t bump your score up higher or faster than you can do yourself for free. Resist the temptation to fall ...

If you’ve never taken a loan or used a credit card, here’s how to build your CIBIL score step by step and avoid early credit mistakes as a first-time borrower.