An amortization table shows how a payment breaks down to principal paid and interest paid. The amortization table will also keep track of how much principal remains left to be paid.

The amortization tables below give tastes of how your amortization schedule would look if you took out a $100,000 mortgage with an interest rate of 4%, amortized over a period of 30 years.

Software to create amortization schedules can be downloaded from several Internet Web sites. An amortization schedule also can be obtained online at www.mortgage-calc.com.