How to Calculate Net Worth The net worth formula isn’t complicated. Simply add up all of your assets. Then, subtract your total debts from your total assets.

Net worth is the value of your assets, which is basically everything you own, such as your retirement savings and real estate, minus your liabilities — the total of everything you owe.

Net working capital is a useful tool for analyzing exactly what's driving a company from one year to the next.

Sure, your net worth probably isn’t in the billions like Elon Musk or Rihanna — but it’s still worth figuring out. Over half of Americans (51%) don’t know how to calculate their net worth ...

Trying to build wealth without knowing your net wealth is like steering a ship without a compass. You might not get very far, and you could even go backwards.

Why your net worth matters Your net worth matters because it’s one of the more comprehensive measures of financial wealth. Net worth considers what you own and what you owe.

A top financial expert explains how to calculate your net worth, and why this number can reveal more about your money than you think.