You can format your HDD, SSD, Memory Card, etc., using these free file system management tools or FAT32 format tools. Windows File Explorer is the default option you can use to format a drive in FAT32 ...

I have a 4TB SSD on loan at my office (we're a flash storage company, so... toys!) and I'm trying to get it to work on macOS as an experiment. Problem is, it shows up in Disk Utility as a 1.64TB drive ...