We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But while it's imperative to have a solid plan in place for your ...

An annuity is an insurance product. It provides a long-term stream of income in exchange for an upfront premium. There are many types, including immediate, deferred, fixed, variable and indexed.

The retirement planning landscape has shifted dramatically over the past decade. With traditional pensions becoming increasingly rare and Social Security facing long-term funding challenges, Americans ...

The purpose of annuities is to create a guaranteed fixed income stream, either now or in the future, as part of your investment portfolio. While many older investors use annuities to create a ...

Learn how to find the right annuity for your financial situation, risk tolerance, and retirement strategy Nick Gallo has been a financial content marketer and journalist for over six years. He has ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Annuities and certificates of deposit (CDs) are staples ...

Annuities have long had a reputation as niche tools — relegated to a corner of the planning conversation, often misunderstood and occasionally oversold. But that perception has shifted. Annuities are ...

The two main types of annuities are "fixed" and "variable." Fixed annuities pay interest rates comparable to bank CDs in the accumulation phase, while during the payout phase, or annuitization, the ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Suzanne is a content marketer, writer, and ...