For a city whose population is 41% Black, D.C.’s homeless population is disproportionately Black, at 82.5%. Compare that to the city’s white population: 39.6%, with 6.6% homeless, according to the U.S. Census Bureau. Sixty percent of all homeless people are men.

The Federal Reserve is poised to lower interest rates in September. But signs of stickier inflation could limit how much relief officials can ultimately provide to borrowers.